What Does Payix Incorporated Do with Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Address, Phone Number, and Contact Information
- Payment Status and Payment History
- Vehicle Information and Credit Information
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Payix Incorporated chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
|Reasons We Can Share Your Personal Information||Does Payix Incorporated share?||Can you limit this sharing?|
|For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes—to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We Don’t Share|
|For our affiliates’ everyday business purposes—information about your transactions and experiences||No||We Don’t Share|
|For our affiliates’ everyday business purposes—information about your creditworthiness||No||We Don’t Share|
|For non-affiliates to market to you||No||We Don’t Share|
The information we collect and share is to primarily allow us to perform our contract with you and to enable us to comply with legal obligations. In some cases, we may use your personal information to pursue legitimate interests of our own. Some of the purposes for which your personal data may be used are enumerated herein below.
The remarketing or similar audiences feature in Google Ads allows you to reach people who previously visited your website, and match the right people with the right message. While remarketing can be a great way to attract past visitors back to your site, you should inform these people that you gather information for remarketing or similar audiences on your website.
Google Ad Remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you.
If you do not wish to participate in our Google AdWords Remarketing, you can opt out by visiting Google’s Ads Preferences Manager.
We may occasionally collect user data by placing a cookie on a user’s browser for targeted advertising policies. The service we use to deploy these ads is called AdRoll.
You can opt out of receiving targeted ads served by us or on our behalf by clicking here.
Please note that, if you delete your cookies or upgrade your browser after having opted out, you will need to opt out again. Further, if you use multiple browsers or devices you will need to execute this opt out on each browser or device.
If you opt-out we may collect some data about your online activity for operational purposes (such as fraud prevention) but it won’t be used by us for the purpose of targeting ads to you.
We use Google Analytics to track visitors on our website and to get reports about how visitors use the website. We accepted the data processing agreement from Google. We don’t allow Google to use information obtained by Analytics for other Google services, and we anonymize the IP-addresses.
We take security measures to reduce misuse of and unauthorised access to personal data. We take the following measures in particular:
- Access to personal data requires the use of a user name and password
- Access to personal data requires the use of a user name and login token
- We make use of secure connections (Secure Sockets Layer of SSL) to encrypt all information between you and our website when entering your personal data
- We keep logs of all requests for personal data
We respect your privacy
We aim to collect and process only the bare minimum of privacy sensitive data required to operate our services. Have questions? Call us at 855.214.0301.
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*Statistics from a case study featuring Local Finance LLC